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Loan Calculator

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APR 11.00%

APR 11.00%

Repayment Summary*:

Weekly

Total

Interest

Fortnightly

Total

Interest

Monthly

Total

Interest

∗Terms & Conditions Apply. All figures given on this website are for your general information only, and give a rough guide to loan repayments. Any statements on this website do not purport to be authorative or legally binding. You are advised to check with our offices for up-to-date rates and offers.

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Loan Enquiry

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What We Require From You
1

Outgoings

  • 3 months bank statements (most recent)
  • Credit card statement (if applicable)
  • Mortgage statement (if applicable)
2

Proof of Income

  • Employed – 3 most recent payslips
  • Self-Employed - Most recent set of accounts and latest tax returns OR Notice of self-assessment
  • Social Welfare – 3 most recent payment receipts (if applicable)
  • Retired – Proof of all pensions
3

Identification

  • Valid Photo ID – Drivers Licence/Passport
  • Proof of Address – Utility Bill, Bank Statement dated within the last 6 months
  • Proof of PPSN – Medical Card, Payslip, P60
Lending criteria

Maximum Term

  • The maximum term available on our Home Improvement Loan is 10 years.

Ability to Repay

  • It is our responsibility to all members to ensure that we only lend members’ money to other members when it has been established that there is an ability to repay the loan. A borrower must be able to afford the loan repayments, including interest, over the full duration of a loan.

Free Loan Protection Insurance*

  • *Provided by the Credit Union to eligible members.
How to apply

How To Apply

Drop into to any of our 8 branches, call us on 022 21121 or make an application online once registered. We can then discuss your needs and proceed with your loan application.

Become a Member Make an Appointment
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WARNING: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

If you would like more information on applying for a loan with Mallow Credit Union please contact us today.

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